Reasons you should order an appraisal from All City AppraisalTo a lot of us, an appraisal just looks like a line item on the settlement sheet for a home purchase or refinance. Even though there are a growing number of automated home valuation processes that may appear more cost-effective than an appraisal, almost all lenders still need a local expert because the stakes are so high. You might believe that getting a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a certified, independent real estate professional might be helpful. 
Dispute your tax assessmentIf you are in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from All City Appraisal is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment. PMI removal to lower your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the home, almost all lenders ask buyers to take out this additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. All City Appraisal will provide you with a statement regarding the value of your home, and the cost of the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from All City Appraisal today Order todayDivorce settlement with fewer hang-upsA divorce can be a particularly daunting experience for both parties, and it is often more complicated by the burdensome decision of who maintains the house. So both parties are entirely aware of the true market value of their property, it's a good idea to get an appraisal from All City Appraisal, regardless of the situation. The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Ascertain a fair and accurate valuation for estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true worth of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Move to or from Los Angeles County through an employee relocation programWe are familiar with the headaches associated with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our intensive inspection. Sell your home quickly — for an accurate priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they rest on our efforts to complete the appraisal report. On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesstay on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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